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What's Between WhatsApp This State Bank Of India, What is going on...?

Written By Hanny & Melissa on Monday, February 12, 2018 | Monday, February 12, 2018

WhatsApp can be said as a messaging app for smartphones. WhatsApp is a cross-platform messaging app that allows us to exchange messages without the cost of SMS, because WhatsApp uses the same internet data plan for email, web browsing, and more.

WhatsApp application especially Messenger uses 3G or WiFi connection for data communication. By using WhatsApp, we can chat online, share files, exchange photos and more.

However, WhatsApp turns out to have many secrets that we may not know since the blue check mark appears unreadable, WhatsApp now even has new features that are very interesting for us to know, as in the year 2018.

Where WhatsApp re-started to provide digital payment feature in short message service. With the title "WhatsApp Payments", the feature is currently newly tested in India for users joining the beta program.

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Information about WhatsApp Payments has been in circulation since last January. Based on the information, WhatsApp is said to be releasing digital payment feature in February. The WhatsApp Payments mechanism uses a Unified Payments Interface (UPI) system.

The payment interface facilitates cross-bank transactions in India, some of which are State Bank of India, ICICI Bank, HDFC Bank, and Axis Bank.

Permission to use UPI obtained WhatsApp from the Government of India since last July 2017. The development process for about half a year finally paid off.

Temporary use of WhatsApp Payments is limited to money transactions between users, alias peer to peer. Users can not make transactions to third party merchants.

Then how to transact with WhatsApp Payments ..?. First of all, two users who want to transact must join the beta program and install the latest version of WhatsApp for iOS or Android.

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To send money, users simply press the attachment icon that is also clicked when they want to send contacts, media, locations, and more.

Users will find the payments option, then from Digit.in, select the contact you want to send money to, select your bank account and the recipient, enter the nominal money, input pin UPI, then your money will be sent virtually. WhatsApp Payments supports transactions to over 70 banks in India.

When the first transaction, the user will be asked to verify the mobile number. Make sure the mobile number to access WhatsApp matches the mobile number linked to the user's bank account via UPI. If you do not have an UPI account, WhatsApp Payments has the option to create a new UPI account.

All your transactions will be recorded in the option history in WhatsApp Payments. Since it is still in beta form, this feature may be further developed for more functions when it is inaugurated publicly.

But it is not yet certain when WhatsApp Payments is available in other countries, or outside of India. Let's wait, hopefully WhatsApp can realize their programs around the world. Thanks WhatsApp ...

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