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The Deposit Advantages You Must Know

Written By Hanny Melissa on Saturday, March 31, 2018 | Saturday, March 31, 2018

Deposits are time deposits which is one of the most popular forms of investment in the world

Almost all banks have this one financial product and offer beneficial benefits. Its easy-to-make deposit system is well liked by many as an investment choice.

Not only that, the following advantages of deposits you need to know:


1. Duration.
Deposits provide a range of time ranging from 1, 2, 3, 6, 9, 12, 18, to 24 months. The period is the time required to wait for the disbursement of deposit funds.

Setting a time period, making you a discipline to save and will not interfere with the funds already in depositokan each month.

2. Quite safe.
Profit deposits are relatively safe compared to other types of investments. This is because deposits have been secured by the Deposit Insurance Corporation (LPS).

How ever, to be able to follow these guarantees then deposits need to follow certain conditions such as the deposit interest rate does not exceed the specified.

The deposit amount borne by this institution is a maximum of 2 billion. therefore, if you want to save money in the form of deposits, should be no more than 2 billion magnitude


3. Free administrative pieces.
Usual savings generally have a piece of money each month as an administrative fee. but in contrast to deposits, on long-term savings is not subject to monthly administration fees.

This means that the money deposited will not be reduced in the least. You are wrong to get interest from this deposit.

4. Bank interest is bigger.
Bank interest from deposits is greater than ordinary savings ranging from 3 to 5 percent.

But do not let interest rates on these deposits exceeds the percentage of interest rates on the guarantor, yes.

5. Can be extended.
After setting a timeframe for deposits, do not worry if at any time you want to increase the period of time.

You just need to contact the bank for an administrative process to record the extension of the deposit. Want to make deposits, let's immediately carry out ...

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